money sense

Home > Money Sense > money sense

Click here to check out all articles in Money Sense This Week's Article: Web Content Management Systems
Web Content Management Systems offer the consumer the freedom they need without giving too much freedom that may make the website look bad, there is a high demand for the ability to update a website when needed, not when convenient. People like to have power over managing their own company, content management gives them the ability to expand on their own terms, without extra costs. Content Management (aka. Web Content Systems) saves both yourself and your client time and generates more income for you.
Your Ad Here

Topics:

Calculators:

Should I Consolidate?

What are the interest rates on your loans?

If a Direct Consolidation Loan offers you a lower rate than your current loans, you may want to consolidate. Currently, the interest rate for a Direct Consolidation Loan is based on the weighted average interest rate on the loans being consolidated, rounded to the next nearest higher one-eighth of one percent. This rate is fixed for the life of the loan and cannot exceed 8.25 percent. Use our online calculator to find out what your weighted average interest rate would be.

Are your monthly payments manageable?

If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, consolidation may help you. Use our online calculator to find out what your monthly payments would be under each of our repayment plans.

How much are you willing to pay over the long term?

Like a home mortgage or a car loan, extending the years of repayment increases the total amount you have to repay.

How many payments do you have left on your loans?

If you are close to paying off your student loans, it may not be worth the effort to consolidate or extend your payments.

What consolidation loan benefits do your current lenders offer?

Check with the loan holders currently servicing your loans to see if they can offer terms and repayment plans that meet your needs better than a Direct Consolidation Loan.

Copyright © 2000-2008 All rights reserved. Contact Lethal Penguin Rendered in 0.0014 sec Updated: June 06, 2007 09:17